What Not To Do After Applying For A Mortgage La Jolla
February 26, 2021

What Not To Do After Applying For A Mortgage

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large […]

Second Home vs. Investment Property La Jolla
February 19, 2021

Second Home vs. Investment Property

Second home, investment property, vacation home, rental property…..Is there any real difference among them? There are actually some very big differences between second homes and investment properties, especially if you are obtaining financing for one. Second Home A second home […]

Valentine’s Day Home Improvement Ideas La Jolla
February 12, 2021

Valentine’s Day Home Improvement Ideas

Greeting cards, romantic dates, flowers, and chocolates are the gold standard for Valentine’s Day. But this year, why not do something different? The best Valentine’s Day gifts are those that can be enjoyed for years. DIY or home improvement projects […]

How To Get The Most La Jolla Home For Your Money La Jolla
February 5, 2021

How To Get The Most La Jolla Home For Your Money

A buyer’s market is when there are more properties for sale than prospective buyers, and sellers are more willing to go with a low bid. However, that doesn’t mean you can’t buy a new home in a seller’s market, when […]

Tips for La Jolla Homebuyers to Make a Competitive Offer La Jolla
January 29, 2021

Tips for La Jolla Homebuyers to Make a Competitive Offer

Today’s market has high buyer interest and low inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know how to submit a confident and competitive offer. Here are a few tips […]

Renting Vs. Buying in La Jolla La Jolla
January 22, 2021

Renting Vs. Buying in La Jolla

With today’s low mortgage rates, there’s great opportunity for current renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for everyone, the question remains: […]

Easy Ways To Upgrade Your La Jolla Home’s Curb Appeal La Jolla
January 15, 2021

Easy Ways To Upgrade Your La Jolla Home’s Curb Appeal

A tidy, tasteful home will catch any buyer’s eye. That’s why many people put effort into fixing up—and even staging—the interior of their home before putting it on the market and hosting open houses. But did you know that an […]

Explaining Some Common Mortgage Programs La Jolla
January 9, 2021

Explaining Some Common Mortgage Programs

When you get a mortgage in , there are several options you can choose from, including FHA, VA, and USDA mortgages. The one you select will determine how big a down payment you’ll need, what credit score you should have […]

Preparing Your La Jolla Home for Winter La Jolla
January 2, 2021

Preparing Your La Jolla Home for Winter

Cold weather is officially here, and you’ll likely want to ensure that your home is ready to deal with the ice, snow and cold temperatures. Just because everything seems to be in good shape now doesn’t mean that you won’t […]

Fannie Mae & Freddie Mac Increase Conforming Loan Limits For 2021 La Jolla
December 23, 2020

Fannie Mae & Freddie Mac Increase Conforming Loan Limits For 2021

The Federal Housing Finance Agency announced a new baseline conforming loan limit for Fannie Mae and Freddie Mac in 2021: $548,250. This is a 7.5% increase from 2020’s limit of $510,400 and marks the fifth consecutive year of increases from […]

Simple Organization Tasks You Can Do In Minutes La Jolla
December 16, 2020

Simple Organization Tasks You Can Do In Minutes

When was the last time you smiled with pride upon opening a cleaned-up junk drawer or closet? If you can’t recall ever having this feeling, it’s time to hit these hot spots. In fact, it’s smart to tackle organization projects […]

Best Practices For Recycling La Jolla
December 9, 2020

Best Practices For Recycling

As good as your intentions are for the environment, you may be doing more harm than good if you’re unaware of the most common recycling rules. For example, not every piece of plastic, cardboard, or aluminum belongs in the bin. […]

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