PRIVATE HARD MONEY LENDING MADE EASY
By utilizing our wall street backed Mortgage Funds and Private Investors we can put together a loan that fits your unique loan needs with competitive rates on non-owner occupied properties. We work with real estate investors, mortgage brokers and real estate agents to fund the loans the bank turned down.
Our Stated Income loans do not require bank statements or tax returns to qualify and usually close in 10 business days or sooner if needed.
OUR BEST SHORT-TERM PRIVATE HARD MONEY FUND PROGRAMS
- 85% PURCHASE LOAN or REFINANCE (75% CASHOUT)
- Starting rate of 6.24%
- Loan Amounts to $5,000,000
- Stated Income
- Need credit score of 600 (Lower scores accepted for lower LTV’s)
- Single Family 1-4 Residential (Non-Owner Occupied)
HARD MONEY LOANS
Our Private Investor Hard Money Loans are equity based and can get past qualifying guidelines of our fund based loans.
- All property and borrower types are acceptable.
- No minimum credit score.
- Loan to Value (LTV) as high as 70% (Cash Out 65%).
- Rates start at 7.5%.
- Loan Amounts up to $3,000,000 higher amounts considered.
CALL FOR FREE QUOTE OVER THE PHONE (888) 552-4064
HARD MONEY LOANS HAVE CHANGED AND SO HAVE WE
Let’s go back 10 years when Hard Money Loan rates were 11% to 14%. A true Hard Money Loan is funded by an individual or pool of investors looking to receive a high return on real estate backed loans, this is still true today. What happened during the mortgage meltdown was; large books of bank owned properties and non-performing notes were put on the market, large mortgage backed securities were formed to buy these opportunities. Mortgage backed securities are todays secondary market that competes with lower rates and higher LTV’s, but have more qualifying guidelines than traditional private money investors.
WHAT HARD MONEY LOAN IS BEST FOR YOU?
That’s Simple, the loan with the lowest rate and best term for your particular loan scenario! Our in-house Hard Money Programs are very competitive but can’t cover all loan bases. So we’ve teamed up with several funding sources and have you covered with more options than any other private money lender.
WHY? Because your best interests are important to us and so is our integrity! When your ready to get out of your Hard Money loan we still have you covered with Conventional Financing or Better Non-Prime options.Get a Quick Quote